In most instances you will be entitled to more compensation than an insurance company will offer without a skilled attorney handling your case. 7031 Koll Center Pkwy Pleasanton CA 94566.
On top of that fine you can also be hit with 15 days of jail time.
Car accident without insurance lawyer. Your lawyer can engage with the insurance company on your behalf to negotiate and possibly reach a fair settlement without going to trial. The adjuster will not accept your claim much less pay for your losses without proof that their insured is to blame for the accident. You dont need a lawyer in every car crash case.
Driving without insurance is taken very seriously in New York which means you could even end up in jail if you are caught without it. If you do not have insurance you might have an opportunity to sue the responsible driver but only for damages that are generally limited to your immediate medical bills. These are the problems that you would face if you were simply caught without insurance and havent even been in an accident.
As a rule the driver who does not take reasonable care is determined to be at fault. If you are involved in a car accident and are found to have been driving without insurance the penalties can be even more severe. This compensation includes medical costs loss of earnings and other expenses that arise as a result of the accident.
If you encounter a car accident for the first time you may be unclear on how car accident insurance claims work but the process is quite simple. Delaying and Ignoring Time Limits to File a Claims. By Carol DiBari Attorney Updated.
This means your car insurance is your first source to pay for your losses after an accident with another driver even when that driver caused it. You will have to read the fine print of your policy carefully to see if it covers rental cars. Most car insurance policies provide coverage when the policyholder is driving a rental car.
In many cases our personal injury accident attorneys can negotiate a settlement with the insurance company without filing a lawsuit. If you ever find that youre in an accident with an uninsured motorist make sure you document the accident and take the proper steps to protect yourself and your passengers. Drunk Driver Accidents If you were hit by a drunk driver you should hire an attorney to settle your case.
If you have any additional questions about your rights in the event of a car accident reach out to Alvarez Law today. However if the other driver is at fault for the motor vehicle accident you have the right to claim compensation. Additionally you may want to sue the intoxicated driver personally for their actions.
While it is possible to represent yourself in court and settle a car accident claim without hiring a car accident lawyer its not the best idea. If you cause a car accident while driving a rental car and there is no insurance coverage in place on the vehicle damage to the rental car might be the least of your financial concerns if anyone else was injured in the accident. Your Own Insurance or Your Credit Card May Cover the Rental Car.
Most minor car accident claims can be negotiated and settled out of court with the insurance adjuster. No-fault benefits compensate basic economic loss which is a maximum of 50000 per person. If you drive without car insurance you can be fined or have your license suspended but you can probably still get compensation for your losses though that compensation may be limited.
Even better they can streamline the. This is especially true if you have experience handling your own legal matters in the past and youre able and willing to stand up for yourself and your case. Your car accident attorney will be able to protect your rights when filing the claim as they understand the complicated procedures and will be on top of all the details.
Insurers are notorious for offering low settlements or denying claims. In severe injury cases there is no question that you need a lawyer to protect your interests. Attorneys have extensive experience helping clients get the money they deserve.
Its certainly possible to represent yourself in a personal injury claim after an accident come away with a satisfactory result. Most states impose significant penalties if you drive without having valid car insurance. This is where a car accident lawyer again can help because although the at-fault driver should pay for damages you might still have trouble with your claim if you dont have insurance.
The exclusions to no-fault insurance coverage in Insurance Law 5103 include the following. Arguably in some accident cases with minor soft tissue injuries you may very well be as well off without an attorney as you are with one. If you dont have comprehensive car insurance you wont be covered for property damage to your own vehicle.
According to New York State Vehicle and Traffic Law 319 you could be hit with a civil penalty of up to 1500 if you were caught driving without insurance. The best thing to do is simply not to drive when you do not have insurance or do not have a sufficient amount of insurance in.